1. Who We Are
Folmeris (Pty) Ltd ("Folmeris", "we", "us", "our") operates the website folmeris.pro and provides a free loan comparison service. We are subject to the Protection of Personal Information Act 4 of 2013 (POPIA).
2. Information We Collect
We collect the following categories of personal information:
- Identification details (name)
- Contact details (mobile number, email address)
- Financial details (income range, loan amount sought, employment status)
- Technical data (IP address, browser type, device type, usage data)
3. How We Use Your Information
We use your information to:
- Match your profile with NCR-registered lenders on our panel
- Share your details with matched lenders for the purpose of loan comparison
- Improve our platform and services
- Comply with legal obligations
- Communicate service updates with your consent
4. Sharing Your Information
We share your information only with NCR-registered lenders on our panel, strictly for the purpose of finding you a loan match. We do not sell your personal information to third parties. Lenders are contractually bound to comply with POPIA and the National Credit Act.
5. Your Rights Under POPIA
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Object to the processing of your personal information
- Request deletion of your personal information (subject to legal obligations)
- Lodge a complaint with the Information Regulator of South Africa
6. Cookies
We use essential cookies to operate the platform and analytics cookies to understand usage. You may decline non-essential cookies via the cookie consent banner. For more information, see our cookie settings.
7. Data Security
We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, disclosure, alteration, or destruction.
8. Contact Our Information Officer
Email: [email protected]
Address: 1 Sandton Drive, Sandton, Johannesburg, 2196
Tel: +27 11 000 1234