Important: Folmeris is a free loan comparison service. We are not a lender, credit provider, or financial adviser. Nothing on this website constitutes financial advice. Please read these terms carefully before using our service.
1. Acceptance of Terms
By accessing and using folmeris.pro, you accept and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use this service.
2. Nature of the Service
Folmeris provides a free loan comparison platform. We match users with NCR-registered lenders based on information provided. We do not make credit decisions, guarantee loan approval, or determine interest rates. All loan decisions are made by individual lenders in accordance with the National Credit Act 34 of 2005.
3. Eligibility
To use our service, you must:
- Be at least 18 years of age
- Be a South African resident
- Have a valid South African ID number
- Provide accurate and truthful information
4. Accuracy of Information
You warrant that all information you provide is accurate, complete, and up to date. Providing false information may constitute fraud under South African law and may invalidate any loan agreement entered into on the basis of such information.
5. No Financial Advice
Nothing on this platform constitutes financial advice. Folmeris is not an authorised financial services provider (FSP) under the Financial Advisory and Intermediary Services Act (FAIS) for the purpose of providing financial advice. You should seek independent financial advice before entering into any loan agreement.
6. Limitation of Liability
To the maximum extent permitted by South African law, Folmeris shall not be liable for any loss or damage arising from your use of this service, reliance on comparison results, or any loan agreement entered into with a third-party lender.
7. Governing Law
These terms are governed by the laws of the Republic of South Africa. Any disputes shall be subject to the jurisdiction of South African courts.
8. Contact
Email: [email protected]